Latest Articles
MiniPay Review: Ultralight Stablecoin Wallet for Opera
An assessment of MiniPay, a non-custodial wallet integrated into the Opera Mini browser, designed for fast stablecoin transactions in mobile-first markets.

Account Abstraction: Programmable Wallets
A deep dive into ERC-4337 and account abstraction, explaining how smart contract wallets eliminate seed phrases and enable gasless transactions.

Prefunding and Net Settlement in Remittance
How remittance companies manage liquidity through prefunding and reduce transaction volume with net settlement.

Payment for Order Flow (PFOF)
A definition of Payment for Order Flow (PFOF), explaining its role in commission-free trading.

Meow Review: Treasury Management for Businesses
Meow is a cash management platform for businesses, directing corporate deposits into T-bills and money market funds with FDIC sweep and SEC-registered products.
Gemini Review: Regulated Trust Company and Custody Mechanics
Gemini is a New York State trust company offering regulated crypto exchange services, GUSD stablecoin issuance, and institutional-grade custody.
Robinhood Review: Trading and Revenue Mechanics
Robinhood is a commission-free trading platform for stocks, ETFs, and cryptocurrency, utilizing payment for order flow (PFOF) and a Gold subscription tier.