Credit
Best 1.5% Flat-Rate Business Credit Cards Compared
Four $0-fee business cards publish a 1.5% or 1.5-point base rate. Spark Miles Select is not listed on Capital One's current travel index.
Premium Business Cards: Fees and Credits
Venture X Business is $395, Sapphire Reserve for Business is $795, and Amex Business Platinum is $895. Each card lists a different credit schedule.
Delta Business Cards: Fees, Miles, and Lounges
As of October 2026, Delta Gold Business is $0 then $150, Platinum Business is $350, and Reserve Business is $650. Sky Club visits are on Reserve.
Spark Cash vs Spark Miles: What the Pages Show
Spark Cash is $0, then $95, at 2% cash back, as of October 2026. The Spark Miles URL opens an index that does not list Spark Miles.
Chase Ink Business Cards: Fees and Earn Rates
Ink Unlimited and Ink Cash are $0. Preferred is $95 and Premier is $195. Cash 5% and 2% each cap at $25,000 per anniversary year.
Amex Blue Business Cash vs Blue Business Plus
Both cards have a $0 annual fee and a 2.7% foreign transaction fee. Cash earns 2% and Plus earns 2x, each on the first $50,000 a year.
What Moves a FICO Score: History and Debt
Payment history is about 35% of a FICO Score. Amounts owed, including utilization, are about 30%. A 30-day late can remain for seven years.