Latest Articles

How Payment for Order Flow (PFOF) Works
An explanation of Payment for Order Flow (PFOF), the business model behind 'free' brokerage trading, and its impact on trade execution quality.

Schwab Review: Full-Service Brokerage and Banking Mechanics
Charles Schwab charges $0 for online U.S. stock trades and $0.65 per options contract. Investor Checking rebates ATM cash-withdrawal fees.

Best International Money Transfer Apps (2026)
Wise, Revolut, and Remitly use different transfer rails. Wise cites the mid-market rate to 140+ countries. Remitly cites payouts in 130+ countries.

Premium Airline Cards: Quest, Globe, and Platinum
United Quest, Citi AAdvantage Globe, and Delta SkyMiles Platinum are $350 a year. Quest posts a $200 United TravelBank credit.

Ultra-Premium Airline Cards: United, Delta, AA, Emirates
As of October 2026, United Club and Citi AAdvantage Executive are $695 a year. Delta Reserve is $650. Emirates Skywards Premium is $499.
Public Review: Routing, Options Rebates, Treasuries
Public is a U.S. broker with $0 stock commissions. Equity orders can route to wholesalers for payment for order flow, or to exchanges for a fee.

Ramp vs. Brex: Expense Management Platforms
Ramp and Brex are U.S. business charge-card platforms. Ramp sets its own points rate. Brex LLC is a Capital One, N.A. subsidiary.