The American Express Delta SkyMiles Platinum Business Card earns Delta SkyMiles across all eligible purchases, with 3x on Delta and an annual companion certificate. The card supports Delta Medallion status qualification through TDM (Ticket Deliverable Miles) credits and a $150 Delta TDM credit with a $250 annual fee.
What the product is structurarily
The Delta Platinum Business Card is a mid-premium tier Delta co-brand card issued by American Express, positioned between the Delta Gold Business ($150 AF) and Delta Reserve Business ($650 AF). It earns Delta SkyMiles redeemable on Delta and partner airline awards.
The companion certificate is issued annually after the card anniversary and is valid for a companion round-trip ticket in First Class, Delta Comfort+, or Main Cabin on a domestic itinerary when purchasing an eligible fare.
How it works in practice
Earn rates:
- 3x on Delta purchases
- 1.5x on transit, U.S. shipping, and eligible purchases at U.S. office supply stores, U.S. restaurants, and direct hotel purchases
- 1x on all other eligible purchases
Card benefits include:
- Annual companion certificate (domestic round-trip First Class, Comfort+, or Main Cabin)
- $200 Delta Stays credit per year on eligible prepaid Delta Stays bookings via delta.com
- $150 TDM credit per year
- First free checked bag for primary cardholder and eligible travel companions on same reservation
- Priority boarding
- 20% inflight savings on Delta purchases as a statement credit
- TSA PreCheck or Global Entry application fee credit
- No foreign transaction fees
- Employee cards with no additional fee
A welcome offer for new cardholders provides a Delta SkyMiles bonus after meeting a minimum spend threshold in the first months of account opening.
Fees and pricing mechanics
The annual fee is $250. No foreign transaction fees apply.
The companion certificate provides the most tangible value for eligible domestic spenders. A paid first class domestic round-trip can run $300–$1,000+ depending on routes and dates. The companion fare at the level matching the primary ticket effectively enables a 50% or greater discount on the second person.
The $200 Delta Stays credit directly offsets hotel costs for Delta flyers booking hotel stays through delta.com, which can fully offset the annual fee before other benefits are considered.
Limits, eligibility, and availability
Eligibility requires a U.S. business entity and personal credit evaluation by American Express with personal guaranty.
Companion certificate terms require purchasing an eligible first class, comfort+, or main cabin fare — not a basic economy or award ticket. Taxes and fees on the companion ticket are the cardholder’s responsibility. Certificates expire one year from issuance.
Tradeoffs, risks, or limitations
The companion certificate’s value is actualized only if the cardholder regularly purchases qualifying paid Delta fares. Cardholders who primarily use award tickets or fly basic economy cannot access this benefit.
The 3x Delta earn rate applies only to Delta-coded flights and Delta services. Non-Delta flying earns at 1.5x or 1x, depending on the specific category.
Compared to the Delta Gold Business ($150 AF), the Platinum adds the companion certificate, TDM credit, TSA/GE credit, and $150 TDM at a $100 higher annual fee. Cardholders who primarily value checked bag savings and Delta Stays credit may find the Gold sufficient at the lower fee point.
See also: Amex Delta SkyMiles Gold Business Card Review, Amex Delta SkyMiles Reserve Business Card Review
