Latest Articles
Upstart Review: AI and Alternative Data Underwriting
An overview of Upstart's personal loan platform, examining its use of AI and non-traditional data points to evaluate creditworthiness for thin-credit borrowers.
Correspondent Banking vs Modern Remittance Networks
How correspondent banking and modern remittance networks move money, data, and risk across borders, and why their cost structures differ.
Top No-Personal-Guarantee Corporate Cards: How They Work
A guide to corporate cards with no personal guarantee, explaining how they underwrite businesses based on cash balances and capital.
Sendwave Review: Mobile Remittance for Emerging Markets
Sendwave is a mobile-first remittance service owned by Zepz, focusing on instant transfers to Africa and Asia via direct mobile money integrations.
Vanguard Review: The Investor-Owned Brokerage Model
A review of Vanguard's brokerage platform, highlighting its mutual ownership structure, low-cost index funds, and long-term passive investing philosophy.
EigenLayer Restaking: How Pooled Security Works
An explanation of EigenLayer and the mechanics of restaking, examining how pooled Ethereum security is used to power Actively Validated Services (AVS).
Federal Funds Rate
How the Federal Funds Rate is set, how it transmits through U.S. credit markets, and what tradeoffs central bank policy is making.