Money101
FinCEN: Financial Crimes Enforcement Network Explained
An explanation of the Financial Crimes Enforcement Network (FinCEN), and how it combats money laundering and terrorist financing.
How Clearing and Settlement Mechanisms Work
An explanation of T+1/T+2 settlement, the roles of central counterparties (CCPs), and the distinction between clearing and settlement in securities markets.
OCC: Office of the Comptroller of the Currency Explained
An explanation of the Office of the Comptroller of the Currency (OCC), its role in chartering national banks, and its impact on the U.S. banking system.
FINRA: Financial Industry Regulatory Authority Explained
An explanation of the Financial Industry Regulatory Authority (FINRA), its role in broker-dealer oversight, and how it protects retail investors.
Why Stablecoins Are Not Risk-Free Cash
An examination of the differences between stablecoins and traditional money, highlighting the unique risks that users face in digital asset systems.
Stablecoin Sandwich: Payment Routing Mechanism
How the stablecoin sandwich routes cross-border payments by converting fiat to stablecoins, transferring on-chain, then off-ramping back to fiat.