Money101

Account Abstraction: Programmable Wallets
A deep dive into ERC-4337 and account abstraction, explaining how smart contract wallets eliminate seed phrases and enable gasless transactions.

Prefunding and Net Settlement in Remittance
How remittance companies manage liquidity through prefunding and reduce transaction volume with net settlement.

Payment for Order Flow (PFOF)
A definition of Payment for Order Flow (PFOF), explaining its role in commission-free trading.

Blockchain Oracles: Real-World Data Integration
A definition of blockchain oracles, explaining their role in connecting smart contracts to off-chain data and the technical challenges of decentralization.

Stablecoin Reserves: Custody, Segregation, and Trust Models
An examination of how stablecoin reserves are managed, exploring asset quality, custody arrangements, and the legal structures that protect token holders.

How Stablecoin Issuance Works
An explanation of the technical lifecycle of stablecoins, covering primary market minting, arbitrage-led peg maintenance, and redemption risks.

What Causes Stablecoins to Lose Their Peg
An analysis of the market dynamics and technical failures that can lead to a stablecoin losing its fixed exchange rate with the U.S. dollar.