Latest Articles
Money101Robo-Advisors: Automated Investment Management
A definition of robo-advisors, explaining their automated management mechanisms, cost structures, and how they differ from traditional financial planning.
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Why FX Is the Real Cost in Remittance
Why foreign exchange (FX) markups often drive the total cost of remittances more than the advertised fee.
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Money101FX Risk: Managing Volatility in Remittance Systems
An examination of foreign exchange (FX) risk in international money transfers, detailing mid-market spreads, settlement windows, and stablecoin mitigation.
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PaymentsAspora Review: NRI Remittance Mechanics to India
Aspora is a money transfer platform for NRIs sending to India, using mid-market exchange rates and flat fees from $3 in the US, £3 in the UK.
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InvestingRobinhood Strategies Review: Automated Portfolio Mechanics
Robinhood Strategies is an automated investment service managing diversified portfolios of ETFs and stocks for a fixed 0.25% advisory fee.
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BankingCurrent Review: Savings Pods and Teen Banking Mechanics
Current is a U.S. fintech offering high-yield Savings Pods, fee-free overdraft via Overdrive, and supervised teen banking accounts.
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Money101APR vs. APY: Interest Rate Calculation
A walkthrough of Annual Percentage Rate (APR) and Annual Percentage Yield (APY), explaining how compounding frequency affects results.
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