Marriott Bonvoy has five personal co-branded credit cards. Chase issues the Bold, Boundless, and Bountiful. American Express issues the Bevy and Brilliant.
As of October 2026, annual fees run from $0 to $650. The cards differ in elite status, free night awards, and bonus categories. Marriott’s card list names the Bold, Boundless, Bevy, and Brilliant. Chase still lists the Bountiful.
Card Overview
| Card | Issuer | Annual Fee | Status | Free Night |
|---|---|---|---|---|
| Bold | Chase | $0 | Silver Elite | None |
| Boundless | Chase | $95 | Silver Elite | Up to 35k pts |
| Bountiful | Chase | $250 | Gold Elite | At $15k spend, up to 50k pts |
| Bevy | Amex | $250 | Gold Elite | At $15k spend, up to 50k pts |
| Brilliant | Amex | $650 | Platinum Elite | Up to 85k pts |
Elite Status Progression
Silver Elite (Bold, Boundless)
- 10% bonus on base points
- Priority late checkout (when available)
- Dedicated elite support line
Silver is the entry tier. It does not include breakfast, upgrades, or meaningful stay enhancements.
Gold Elite (Bountiful, Bevy)
- 25% bonus on base points
- Enhanced room upgrades (when available)
- 2 p.m. late checkout
- Welcome gift points
Gold adds upgraded rooms but still does not include complimentary breakfast.
Platinum Elite (Brilliant)
- 50% bonus on base points
- Suite upgrades (when available)
- 4 p.m. late checkout
- Welcome gift choice (points, breakfast, or amenity)
- Annual Choice Benefit at 50 nights
Platinum includes suite upgrade potential and welcomed gift options that Gold lacks.
Status Gap Analysis
The Silver to Gold upgrade provides room upgrades and an enhanced point bonus. The Gold to Platinum upgrade adds suite potential and welcome gift flexibility.
Unlike Hilton, Marriott’s mid-tier status (Gold) does not include breakfast. Breakfast is a Platinum benefit at select brands or requires choosing it as a welcome gift.
Elite Night Credit Comparison
Each of these five cards provides elite night credits toward status qualification. Marriott Bonvoy elite status sets Gold at 25 nights, Platinum at 50 nights, and Titanium at 75 nights.
| Card | Annual ENCs |
|---|---|
| Bold | 5 |
| Boundless | 15 |
| Bountiful | 15 |
| Bevy | 15 |
| Brilliant | 25 |
Status Qualification Impact
Bountiful and Bevy start with 15 credits, so 10 more qualifying nights reach Gold. Boundless starts with the same 15 credits and also reaches Gold Elite after $35,000 in purchases in a calendar year. Brilliant’s 25 credits reach Gold with no stays.
From the annual deposit alone, Boundless, Bountiful, and Bevy are 35 qualifying nights short of Platinum. Brilliant is 25 nights short of Platinum and 50 nights short of Titanium.
The Boundless also awards one elite night credit for every $5,000 spent, with no cap. That spend credit is separate from the 15-credit annual deposit.
Annual elite night credits from consumer Marriott Bonvoy cards do not stack. The Bevy card terms say the account receives the credit from the open consumer card with the higher count, including when the cards come from different issuers.
Free Night Certificate Comparison
| Card | Free Night Mechanism | Point Ceiling | Top-Up Allowed |
|---|---|---|---|
| Bold | None | None | None |
| Boundless | Automatic annually | 35,000 | +25,000 pts |
| Bountiful | At $15k spend | 50,000 | +25,000 pts |
| Bevy | At $15k spend | 50,000 | +25,000 pts |
| Brilliant | Automatic annually | 85,000 | +25,000 pts |
Certificate Value by Ceiling
As of October 2026, a free night award covers a standard room and applicable taxes at a redemption level at or under its point cap. Resort fees can still apply. The award cannot be combined with cash.
The award can be combined with up to 25,000 points. That raises the ceilings to 60,000 points on the Boundless, 75,000 points on the Bountiful and the Bevy, and 110,000 points on the Brilliant.
The Boundless and the Bountiful use that 25,000-point top-up. American Express states the same cap in the Bevy card terms and the Brilliant card terms.
Automatic vs. Spending-Based
The Boundless certificate posts after the account anniversary. The Brilliant certificate posts after the card renewal month. The Bountiful and Bevy certificates require $15,000 in purchases. The Bountiful benefits page and the American Express terms say the award expires 12 months after issuance.
After $60,000 in eligible purchases in a calendar year, the Brilliant adds one Earned Choice Award. The Brilliant card terms list three options and say the list can change. The options are five Nightly Upgrade Awards, a free night award up to 85,000 points, or 50,000 points.
Earning Rate Comparison
As of October 2026, card earn rates at hotels participating in Marriott Bonvoy are separate from the points Marriott adds for membership and elite status.
| Card | Hotels | Bonus categories | Other purchases |
|---|---|---|---|
| Bold | 3x | 2x at grocery stores, select food delivery, rideshare, select streaming, and internet, cable, and phone | 1x |
| Boundless | 6x | 3x at gas stations, grocery stores, and dining on the first $6,000 combined each year | 2x |
| Bountiful | 6x | 4x at grocery stores and dining on the first $15,000 combined, then 2x | 2x |
| Bevy | 6x | 4x at restaurants worldwide and U.S. supermarkets on the first $15,000 combined each calendar year, then 2x | 2x |
| Brilliant | 6x | 3x at restaurants worldwide and on flights booked directly with airlines | 2x |
Notable Differences
Gas and restaurant spend on the Bold earns 1x. The Bold’s 2x categories are grocery stores, select food delivery, rideshare, select streaming, and internet, cable, and phone service.
Chase counts the Bountiful $15,000 bonus cap on a year that ends with the December statement. The Bevy uses a calendar year.
The Bevy pays 1,000 bonus points per paid stay booked directly with Marriott. The Bountiful rewards terms do not list a per-stay bonus.
The Brilliant card page does not state a cap on its 3x restaurant and airline categories.
Annual Credit Comparison
| Card | Annual Credits |
|---|---|
| Bold | None |
| Boundless | None |
| Bountiful | None |
| Bevy | None |
| Brilliant | Up to $300 dining, capped at $25 a month. Up to $100 at The Ritz-Carlton or St. Regis on a two-night stay booked direct at a special rate. Priority Pass after enrollment, with unlimited visits to more than 1,300 lounges in more than 130 countries. |
The Brilliant is the only card in this set that lists those credits. It also provides one statement credit in a four-year period for a Global Entry fee ($120) or a TSA PreCheck fee (up to $85).
The Bountiful and the Bevy do not list statement credits. The Bevy card page says the card has no lounge access.
Issuer Differences: Chase vs. Amex
Network Acceptance
- Chase (Bold, Boundless, Bountiful): Visa network. Broader global acceptance.
- Amex (Bevy, Brilliant): American Express network. More limited acceptance internationally.
Approval Rules
- Chase: Subject to “5/24” rule (denial if 5+ cards opened in 24 months)
- Amex: Welcome bonuses typically once-per-lifetime per product
Holding Multiple Cards
Marriott restricts cardholders to one Marriott card per issuer. That limit allows one Chase card (Bold, Boundless, or Bountiful) and one Amex card (Bevy or Brilliant) at the same time. The Bevy card terms say annual elite night credits from consumer cards do not stack. The account receives the higher consumer-card credit.
Bountiful vs. Bevy
The Bountiful and the Bevy both charge $250 a year. Both include Gold Elite status, 15 elite night credits, 6x at participating Marriott hotels, and a free night award up to 50,000 points after $15,000 in purchases.
The everyday categories are not the same.
| Dimension | Bountiful | Bevy |
|---|---|---|
| Issuer | Chase | Amex |
| Network | Visa | American Express |
| 4x categories | Grocery stores and dining, first $15,000 | Restaurants worldwide and U.S. supermarkets, first $15,000 |
| Per-stay points | Not listed in the Chase rewards terms | 1,000 on a paid stay booked direct |
| Protections | Chase travel protections | Amex protections |
| Offers | Chase Offers | Amex Offers |
Common Misconceptions
“Gold status includes breakfast.”
Marriott Gold does not include complimentary breakfast. This benefit begins at Platinum Elite at select properties.
“The Bountiful and Bevy cards are the same.”
They share a $250 fee, Gold Elite status, and a 50,000-point free night after $15,000 in purchases. Bountiful’s 4x categories are grocery stores and dining. Bevy’s 4x categories are restaurants worldwide and U.S. supermarkets, and Bevy pays 1,000 points on a paid stay booked direct.
“The Brilliant’s $650 fee has no offsetting published benefits.”
The published stack includes Priority Pass Select, a dining credit, and an 85,000-point free night. Whether those lines post depends on eligible use, not on the fee alone.
“The highest-fee card always fits every stay pattern.”
Fee tiers track different stay volume and benefit stacks. A traveler with five Fairfield Inn nights a year may use little of the Brilliant stack, while the Boundless free-night and Silver path still apply.
“The 6x at Marriott applies to all travel spending.”
The 6x rate applies only to stays at participating Marriott properties, not to general travel purchases.
